Legal information

You must read the following information before proceeding. It provides information on some of the laws and regulations applicable to this web site.

Please note that the media centre and links from it are solely for the use of members of the media and should not be relied upon by personal investors, financial advisers or institutional investors.

The information on this Site is issued and approved by the Henderson Group (being Henderson Group plc and its subsidiaries). Please note that each regional site within this web site is governed by that particular region's regulations.

Only the US sections of this web site (specifically identified as such) are available to US persons. All other sections of the site are reserved exclusively for non-US persons and should not be accessed by any person in the United States. In case of doubt, please see the end of this document for a definition of "US Person".

The funds, products and services described on this web site are not available in all countries, and nothing in this web site constitutes an offer or solicitation to anyone in any jurisdiction where such an offer is not lawful or to anyone to whom it is unlawful to make such an offer or solicitation. Users should only access those parts of the web site that are targeted at their particular jurisdiction.

Where access to any part of this web site is restricted or requires possession of a valid password, no other person should attempt to gain access to such part of the web site.

Any prices and other information on this web site are provided solely to enable you to make your own investment decisions and do not constitute personal recommendations or advice.

WE BELIEVE THAT THE INFORMATION WHICH MAY BE VIEWED ON THIS WEB SITE IS ACCURATE AS AT THE DATE OF PUBLICATION, BUT WE DO NOT GUARANTEE THE ACCURACY OR CURRENTNESS OF THE DATA AND WE DISCLAIM ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSES, TITLE AND NON-INFRINGEMENT. FURTHERMORE, THE INFORMATION MAY BE AMENDED BY US AT ANY TIME WITHOUT NOTICE. BY PROCEEDING YOU AGREE TO THE EXCLUSION BY US, SO FAR AS THIS IS PERMITTED UNDER THE PROVISIONS OF THE RELEVANT ACTS (OR ANY REPLACEMENT LEGISLATION) AND THE APPLICABLE REGULATORY SYSTEM, OF ANY LIABILITY FOR ANY DIRECT, INDIRECT, PUNITVE, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR OTHER DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, REVENUE OR DATA ARISING OUT OF OR RELATING TO YOUR USE OF AND OUR PROVISION OF THIS SITE AND CONTENT REGARDLESS OF THE FORM OF ACTION, WHETHER BASED ON CONTRACT, TORT (NEGLIGENCE), WARRANTY, STATUTE OR OTHERWISE, AND REGARDLESS OF WHETHER WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THIS SITE, OR OF THIS IMPORTANT INFORMATION, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THIS SITE.

You should be aware that the internet is not a completely reliable transmission medium. We shall not have any liability for any data transmission errors such as data loss or damage or alteration of any kind, including, but not limited to, any direct, indirect or consequential damage, arising out of the use of the services provided herein.

Messages that you send to us by e-mail may not be secure. We recommend that you do not send any confidential information to us by e-mail. If you choose to send any confidential information to us via e-mail you do so at your own risk with the knowledge that a third party may intercept this information. Instructions sent by you via e-mail and to the Site are processed exclusively at your risk.

An application for any of the Henderson Global Investors' investment products should be made having read fully not only the relevant application form, but also the relevant terms and conditions of the key features document, prospectus, and latest annual or semi-annual report applicable to the chosen product. All these relevant documents can be found on this web site. It is your responsibility to review such documentation. Should you use any online service, you will be deemed to be representing that you have read such applicable documentation and agree to be bound by its contents.

Our affiliates, officers and/or employees may have holdings in our investment products and may otherwise be interested in transactions that you effect in those products.

Please remember that past performance of an investment is not a guide to future performance. The value of an investment and the income from it can fall as well as rise as a result of market and currency fluctuations and you may not get back the amount originally invested. Tax assumptions may change if the law changes, and the value of tax relief (if any) will depend upon your individual circumstances. Investors should consult their own tax advisers in order to understand any applicable tax consequences. Where the underlying investments of a fund consist wholly or substantially of real property, it may be difficult or impossible to realise an investment because the real property concerned may not be readily saleable and the value of real property is generally a matter of a valuer's opinion.

If you are unsure about the meaning of any information provided on this web site, then please consult your financial or other professional adviser. We do not offer investment advice.

Otherwise than as specifically set out, the information on this web site must in no circumstances be copied, reproduced or redistributed in whole or in part. You may download or print copies of some of the documentation contained on this web site for your own private use only, provided that you do not change any copyright, trademark or other proprietary notices. All intellectual and other property information contained in this web site shall continue to be held by us and no rights of any kind in it shall pass to you.

This web site may contain or be linked to websites, advice or statements of third parties. We make no representation as to the accuracy, completeness, timeliness or suitability of such information, and we have not and will not review or update such information and caution you that any use made of such information is at your own risk. Some of the information contained on this web site may also have been prepared or provided by third parties and may not have been verified by us. We hereby exclude any liability arising out of any preparation or provision of such information for the web site and make no warranty as to the accuracy, suitability or completeness of any such information.

This Important Legal Information may be updated from time to time. You will be advised within this site of the last date on which any updates have been made. If you choose to bookmark pages within the web site for future use, you agree that it is your responsibility to check if any such updates have been made since you last visited this web site.

Privacy Policy

We take the privacy of our customers very seriously and we are concerned to protect your personal data. We believe it is important that you know how we treat the information about you that we receive through this web site. Therefore we will only use your personal information as set out in this Privacy Policy. If you have any questions in relation to the information we hold about you or our use of that information, please feel free to contact us.

Personal Data

In general, you may visit this web site without revealing any information about yourself. Our servers collect the domain names of visitors and this data is only held for the period you are logged onto the web site. This information is anonymous and we aggregate it to measure the use of and to improve the content of our web site.

We will, however, retain and use all personal information (for example name, e-mail address and your financial details) that you provide to Henderson via this web site.

Use of Your Personal Data

We will use the personal data which you provide to us on the web site to process any applications you make and to keep you informed (via e-mail and other methods of contact) about our products and services and those of our affiliate companies which may be of interest to you. If you do not want us to use your personal data to inform you of such products and services please indicate this in the tick box provided online. In order to use your personal data as set out in this Privacy Policy, your personal data may be stored and processed in any country worldwide and will be disclosed to other companies in the Henderson Group and their agents. We may also pass your data to third parties, selected by us, with respect to certain activities. We will ensure that any third parties will only use your information in accordance with this Privacy Policy.

Cookies

A cookie is a small amount of data which is transferred to your browser by a web server. We may use cookies to track your visits to this Site.

Web Beacons

We use a third party to host advertisements on our behalf across the Internet. The third party may also collect anonymous information about your visits to our web site. This is primarily accomplished through the use of a technology device, commonly referred to as a Web Beacon or an Action Tag, which we place on various web pages within our web site. The third party may use information about your visits to this and other web sites in order to provide advertisements about goods and services of interest to you.

Further Information

Please note that we may change this Privacy Policy or Important Legal Information from time to time so please check it regularly.

You have the right, at any time, to access and correct your personal information and privacy preferences or request to be removed from our mailing lists by contacting us using the relevant contact details which appear on the web site.

We may record telephone calls for our mutual protection and to improve customer service.

This web site may contain links to other sites. We are not responsible for the content or privacy practices of those other sites.

A 'US Person' is:

Any natural person resident in the United States ("US"); or a corporation or partnership incorporated or organised in the US, but excluding an offshore branch or agency of a US person that operates for valid business reasons and is engaged and regulated as an insurance company or bank; or a branch or agency of a foreign entity located in the US; or a trust of which the trustee is a US person, unless a non-US person has or shares investment discretion; or an estate of which a US person is the executor or administrator, unless the estate is governed by foreign law and a non-US person has or shares investment discretion; or a non-discretionary account held for the benefit of a US person; or a discretionary account held by a US dealer or fiduciary, unless held for the benefit of a non-US person; or any entity organised or incorporated for the purposes of evading US securities laws.

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